Apple Pay is a contactless payment method for Apple devices that was launched as a substitute for physical wallets. It allows you to have your credit and debit cards on your Apple Watch or iPhone, allowing you to pay with the device rather than the card.
Apple Pay is simple and elegant, just like other Apple products, and uses tech already equipped in your devices, such as an iPad or iPhone with Face ID or Touch ID, or your Apple Watch, for a one-step payment process that’s even safer to us than a traditional PIN and chip.
All you have to do is place the top of your device near an NFC card terminal and use your iPhone’s Face ID or Touch ID sensor to activate it. If you’re still confused about how you can use Apple Pay, here’s what you need to know:
How do you use Apple Pay on an iPhone?
To use Apple Pay, your device uses its Near Field Communication (NFC) technology that your device is already equipped with. It also uses Face ID or Touch ID, which is available on iPhone 6 or later. Depending on the device you have, you’ll either use your passcode, Touch ID, or Face ID to launch Apple Pay.
If your iPhone has Touch ID, you need to double-tap your home button with Touch ID and place your finger on the button until the screen launches a prompt that says “Hold Near Reader.” If the device doesn’t recognize your finger, you can choose the “Pay with Passcode” option.
For face ID iPhones, double-click the wake or sleep button on the right side of your iPhone to open Apple Pay. Authorization can then occur with the Face ID, or you can use the “Pay with Passcode” option if your face is not recognized. Once you have been approved, your screen will once again say, “Hold Near Reader.” When your iPhone says you’re near a register, you can only put your iPhone close to a contactless terminal and a slight buzz or pulse if your phone isn’t silent indicates payment. A screenshot is registered in the Wallet app, so you can see the most recent purchases. You don’t need to wake up your iPhone display or open an app to start Apple Pay, regardless of which Apple iPhone you have.
How to use Apple Pay with Watch
Double-click next to the Digital Crown to enable Apple Pay on your Apple Watch. Your default credit card will show on your Apple Watch screen with a prompt that says “Hold Near Reader to Pay” below, upon which you can move your watch to the payment terminal, and the vibration and beep will verify that your transaction has gone through.
Once you swipe from the right to the left on your Apple Watch screen would display other cards that you have authorized.
How to use Apple Pay within applications
Apple iPhone applications now function with Apple Pay, which ensures that you can select Apple Pay anytime you buy something from the store. You will also need to place your finger on the Touch ID or use Face ID whenever you pay.
You can also use Apple Pay on your Safari browser. You can then use Touch ID if you own a MacBook Pro with a Touch Bar or pay through your iOS device.
Apple Pay is an excellent contactless payment option that you can look into. It offers an exceptional degree of convenience that many more customers are soon going to take note of and jump on the bandwagon. For businesses, it’s a vital payment method to offer its customers to ensure they’re not missing out on anything.