Apple Pay is a digital wallet that lets users make supported in-store, in-app and web payments with an eligible Apple device. The service uses cards added to Wallet and requires support from the bank, merchant and country.
Apple Pay stores eligible payment cards in the Wallet app so a user can approve purchases with an iPhone, Apple Watch or another supported Apple device. The merchant receives a device-specific payment credential rather than the card number printed on the physical card.
The paying method is simple and elegant. Just like other Apple products, and uses tech already equipped in your devices. Such as an iPad or iPhone with Face ID or Touch ID, or your Apple Watch, for a one-step payment process that’s even safer to us than a traditional PIN and chip.
All you have to do is place the top of your device near an NFC card terminal and use your iPhone’s Face ID or Touch ID sensor to activate it. Are you still confused about how you can use Apple Pay, here’s what you need to know:
How do you use Apple Pay on an iPhone?
Apple Pay uses the Near Field Communication (NFC) technology that your device is already equipped with. It also uses Face ID or Touch ID, which is available on iPhone 6 or later. Depending on the device you have, you’ll either use your passcode, Touch ID, or Face ID to launch Apple Pay.
If your iPhone has Touch ID, you need to double-tap your home button with Touch ID and place your finger on the button until the screen launches a prompt that says “Hold Near Reader”. If the device doesn’t recognize your finger, you can choose the “Pay with Passcode” option.
For face ID iPhones, double-click the wake or sleep button on the right side of your iPhone to open Apple Pay. Authorization can then occur with the Face ID, or you can use the “Pay with Passcode” option if your face is not recognized. Once you have been approved, your screen will once again say, “Hold Near Reader”. When your iPhone says you’re near a register, you can only put your iPhone close to a contactless terminal and a slight buzz or pulse if your phone isn’t silent indicates payment. A screenshot is registered in the Wallet app, so you can see the most recent purchases. You don’t need to wake up your iPhone display or open an app to start Apple Pay. regardless of which Apple iPhone you have.
How to use Apple Pay with Watch
Double-click next to the Digital Crown to enable Apple Pay on your Apple Watch. Your default credit card will show on your Apple Watch screen with a prompt that says “Hold Near Reader to Pay” below. Upon which you can move your watch to the payment terminal. The vibration and beep will verify that your transaction has gone through.
Once you swipe from the right to the left on your Apple Watch screen would display other cards that you have authorized.
How to use Apple Pay within applications
Apple iPhone applications now function with Apple Pay. This ensures that you can select Apple Pay anytime you buy something from the store. Every time you pay, you will also need to place your finger on the Touch ID or use Face ID.
Apple Pay is also available on the Safari browser. You can use Touch ID if you own a MacBook Pro with a Touch Bar or pay through your iOS device.
Conclusion
Apple Pay can shorten checkout for customers who already use Wallet and a supported card. Merchants should decide whether to offer it by checking customer demand, payment-provider support and refund handling. Other payment methods remain necessary for buyers outside Apple’s device ecosystem.
Check current device and issuer support
Availability has expanded since this guide appeared, but supported cards and features still differ by region. Users should consult Apple and their card issuer before setup. A lost device can expose account access if its passcode is weak, so device security and account recovery deserve the same attention as payment convenience.
